New · Homebuyer Program
Hope 4
Homeownership
A research program that rewards you for becoming a prepared homeowner. Up to $13,000 toward your purchase. Average $12,000 in tax credits after closing.
What is H4H?
More than a grant.
A system built
for your success.
Hope for Homeownership is a research program — administered by Attainable Housing Advocates, sponsored by HOPER — that compensates you for becoming a fully prepared, financially resilient homeowner. You’re rewarded for learning, and for building long-term wealth.
No income restrictions. No complicated eligibility. Just a clear path from renting to owning, with cash in your pocket along the way.
How it
works.
Four steps take you from first-time buyer to homeowner with cash still in your pocket.
Prepare Like a Pro
Complete a 6–8 hour online homebuyer education course ($149). This is the foundation that bullet-proofs your credit and finances before you buy.
Required for qualificationReceive Up to $13,000
H4H pays 3.5% of your home’s purchase price — up to $13,000 — for your down payment, closing costs, rate buy-down, or to replenish your savings.
No repayment requiredMentorship & Solar
After closing: post-closing financial mentorship ($99) plus a discounted residential solar system — permanently lowering your monthly utility bills.
Long-term savings locked inClaim Your Tax Credit
Apply the Residential Clean Energy Tax Credit. H4H participants receive an average of $12,000 back as a tax refund — money straight back in your pocket.
Avg. $12,000 after closingResidential Clean Energy Tax Credit
Average
$12,000
after closing.
By installing your discounted solar system, you qualify for the federal Residential Clean Energy Tax Credit. H4H participants receive an average of $12,000 back as a direct tax refund or reduction in their tax bill — additional income that arrives the following filing season.
Combined with the up-to-$13,000 grant, the total financial impact for most participants exceeds $25,000 — before factoring in permanent monthly utility savings.
Why
choose H4H?
No income limits
Everyone is welcome, regardless of earnings.
Fast approval
Multiple participating lenders ready to say yes.
Multiple lenders
Freedom to choose the lender that fits you best.
Ready to take the leap toward your new home?
H4H gives you the tools, the cash, and the plan to make homeownership both achievable and sustainable. No commitment required to learn more.
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